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Why Borrowing Responsibly Is Important

As you begin your college experience and begin borrowing student loans, become savvy about the fundamentals of personal finance and set yourself on a path to success. Do you wonder why having a good credit history is so important today? Learn how to create and manage a personal budget, how to use credit responsibly and how to avoid the potential threat of identity theft. Building and maintaining a good credit history will help you achieve your life's goals; securing loans for larger purchases such as a car or home, paying for an education, pursuing the career you've dreamed of and planning for retirement.

Here are some helpful financial literacy topics:

Credit Reports

Pros & Cons of Credit Cards

What's That Card?

FICO Scores

Building a Budget

Identity Theft

How to Build Good Credit

How to Improve Your Credit

Understanding Private Student Loans

Additional Resources